Here are the answers to some of the most common questions we hear from our appreciated customers.
What happens once I have completed the Application?
A member of our finance team will be in contact with you within 1-2 hours to help make a tailor-made loan just for you.
What is the loan criteria?
I am a NZ Citizen, or hold a NZ Resident or NZ Work Visa
I am employed full time, part time or I am self-employed
I earn more than $500 per week
I need a loan of $3,000 or more
I am 18 years or older
I am not currently bankrupt
I have a current NZ Driver's Licence or Passport
I am not suffering financial hardship
Do you offer finance with no security?
Yes we can offer finance with no security. Your application will then be based off your income and credit history etc.
What debts can I consolidate?
We want to ensure you are in the best financial position, so we aim to consolidate all of your debts into a single loan.
What can I use my loan for?
The loan can be used for a variety of reasons, for example, to consolidate debt, buy a new car, take a holiday, and other approved uses.
What are your interest rates?
Our interest rates range from 7.95%* p.a. to 24.95%*. Your interest rate will be based on your financial circumstances, how much you’d like to borrow, the term of your loan, your income and your credit history.