What happens once I have completed the Application?
A member of our finance team will be in contact with you within 1-2 hours to help make a tailor-made loan just for you.
Do you offer finance with no security?
Yes we can offer finance with no security. Your application will then be based off your income and credit history etc.
What debts can I consolidate?
We want to ensure you are in the best financial position, so we aim to consolidate all of your debts into a single loan.
What can I use my loan for?
The loan can be used for a variety of reasons, for example, to consolidate debt, buy a new car, take a holiday, and other approved uses.
What are your interest rates?
Our interest rates range from 9.95%* p.a. to 19.95%*. Your interest rate will be based on your financial circumstances, how much you’d like to borrow, the term of your loan, your income and your credit history.
What are your standard fees and charges?
A loan establishment fee and/or broker fee of up to $999 applies and is added to the total amount borrowed.
Who can apply for a loan?
You must be 18 years of age or older to apply for a loan with us.
What are your loan terms?
We provide loan terms from 1 to 5 years. Loan terms are structured to personal needs and can be repaid weekly, fortnightly or monthly.
What can be used as security?
Acceptable forms of security are Vehicles, Trailors, Assets with registration numbers and property owned in the borrowers name. We do not accept chattel securities.
Do you Lend to Beneficiaries?
Yes we can in certain situations. Beneficiaries are still subject to strict responsible lending criteria. Often a co-borrower may be required in this situation.