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Vehicle finance and refinance is our specialty and our expert team can help you get a new loan at a better rate today.
Whether you’re wanting to save money by getting a better rate, wanting to change the term of your loan, or you want to draw down on the equity of your car, we can help.
Get a hassle free, no obligation quote today by applying now with us in less than 5 minutes.
Our online application form takes less than 5 minutes to complete
Our team will assess your application and most loans are approved within 2 – 4 hours
We'll take care of refinancing your existing loan to make it hassle free for you
Apply online now in less than 5 minutes with no obligation. Let us help you get the finance you need.
Your situation is unique and that's why your interest rate is too. We offer a range of interest rates starting at 9.95% ranging to 17.95%
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You could be saving money on your insurance as well as your loan
CVI covers you for unexpected events such as fire, theft, and collisions, whether it’s your fault or not
Mechanical Breakdown Insurance designed to reduce the financial impact of unexpected repairs
Insurance that covers ‘the gap’ between what your vehicle is worth and how much you owe on the car when there is a total loss
Insurance designed to protect you and your family’s financial situation in the event of the unexpected
What is car refinancing?
Refinancing is when you pay out an existing loan with a new loan. Usually from a different lender.
The purpose of refinancing a car loan is to get a new loan at a lower rate and/or different loan term to save you money.
If you have equity in your car you can also get some extra cash on top of the value of the car.
What will my interest rate be?
Because every persons financial situation is unique, each persons interest rate is also unique.
Things like the amount you want to borrow, whether or not you have security and your credit history are just some of the factors that will determine what interest rate you can borrow at.
Our rates however are between 9.95% and 23.95%
What is a security?
Security is a term for using an asset (usually a car or home) as collateral for your loan.
In the event you can't repay the loan, you risk losing that asset so the amount you owe can be recovered.
A security towards your loan, usually means you pay a much lower interest rate than if you had no security.
How soon can you refinance a car loan after purchase?
There are a range of factors that can determine when you can refinance a car.
Usually the car has to be worth more than the amount owed on the car or at least equal value.
Also responsible lending requirements come into the equation around how much you can afford to pay back.
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