Loanplace Blog

What our awesome community is talking about

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Worried About How You’ll Pay For Christmas This Year? Here Are Three Tips To Help

OK, it is only October, but before you know it, the rush of Christmas is going to be upon you. Most of us tend to leave our Christmas shopping to the last minute. According to The Register, in 2016 Kiwis spent about $6 billion in December alone. The busiest day is December 23. That means […]

Oct 13, 2019

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How Our Customers Win: 3 Loanplace Success Stories

This week on the Loanplace blog, we’re pulling back the curtain on three real-life success stories.  When people apply for a loan with us, no matter whether it’s a small loan or finance for a major purchase, our aim is always the same: We want to help our customers improve their long-term financial situation by […]

Oct 3, 2019

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3 Reasons To Consolidate Your Existing Debts Today

Why pay multiple debts… At different interest rates… Over different timelines… And potentially pay back thousands of dollars more than what you borrowed… When you could forget all of them today? Credit card debt, high interest ‘pay day’ loans, other personal loans you might have taken on — all of it. That’s what we’re talking about […]

Sep 29, 2019

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Applying For A Loan With Loanplace Vs. The Bank

One of the things some like to claim is that you are better off going to the bank for a loan than applying with us. We thought it would be helpful for those considering applying for finance with Loanplace to get the facts straight first.  We’re a New Zealand Government Registered Financial Services Provider.  We […]

Sep 23, 2019

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Buying A New Car On Finance? You Must Read This Guide Before You Buy!

Thinking about buying a new car? Awesome. Planning to borrow money to do so?  Don’t sign anything without reading this article. Lots of Kiwis will buy their next new (or used) car from a dealer. You’ll head to the car yard, test drive a few vehicles, then enter into the classic conversation with the car […]

Sep 12, 2019

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3 Ways To Improve Your Credit Rating And Increase Your Chances Of Getting A Loan

When we talk about your ‘credit rating’, we’re talking about your entire history of financial decisions. That might sound scary, but it doesn’t have to be. See, every time you apply for a loan, a mobile or internet plan, mortgage or credit card, for example, the provider has to check whether or not your history […]

Sep 6, 2019

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The Loanplace Guide To Getting A ‘Second Mortgage’

Your mortgage is not what you think it is. It’s not just a debt to the bank that you have to pay off to live in the house you bought. It’s not just another bill you’ve been dealing with every month since you moved in. In fact… It could be your ticket to accessing a […]

Aug 27, 2019

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Self-Employed? How To Overcome The Struggle To Get Approved For Finance

Getting approved for a personal loan in New Zealand depends on one thing; proving a steady and stable income. That’s because lenders need to be able to see that those they loan money to have the means to meet their repayments. You can’t lend someone money if you can’t reasonably expect them to pay itback, […]

Aug 21, 2019

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Read This Before You Borrow Money From A Finance Business In New Zealand

Chances are in the past couple of months you’ve seen or heard some rather scary stories about so-called ‘pay day lenders’. TV news and social media ran stories in June about how the Commerce Commission is taking one business to the High Court of New Zealand over allegations of irresponsible lending.  Naturally, the story has […]

Aug 6, 2019